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I get asked alot about this program. The first most important thing I can stress is to make sure you set it up through a mortgage broker and ASK questions. ASK ASK ASK.

The contract should be written up in a proper way outlining important items such as the down payment, and how much will be paid towards it, and will the seller be keeping those funds in a separate account so it to can be accounted for at the time of purchase.

Our program asks all clients to have 5% down to enter into an agreement.

We will ask to see confirmation of income and what your credit history is.

This is a program that allows clients to become home owners sooner than they may have dreamed.

Unlike the banks and alternative lenders we don’t focus on the ratios; more how much can the client afford each month.

Like I say to my clients there is a buyer for everything and a mortgage to suit.

Sarah